Grieve

Oh yeah, there's a fair number of stories just like yours that I've read unfortunately. Bad business practice for sure, but I wish you the best of luck. Sounds like you're gonna need it. =/

Permaban if you dispute charges? Refund of fraudulent charges only to PSN Wallet?  That's outrageous.

Okay. They actually came back and recovered my account. I'm still hesitant about doing much on it after this whole incident, but in the end what matters is I got it back.